{"id":235,"date":"2019-10-06T14:40:19","date_gmt":"2019-10-06T14:40:19","guid":{"rendered":"https:\/\/www.centerdds.com\/blog\/?p=235"},"modified":"2019-11-06T14:40:50","modified_gmt":"2019-11-06T14:40:50","slug":"schedule-a-dental-checkup-before-january-to-avoid-out-of-pocket-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.centerdds.com\/blog\/schedule-a-dental-checkup-before-january-to-avoid-out-of-pocket-insurance-costs\/","title":{"rendered":"Schedule a Dental Checkup Before January To Avoid Out-of-Pocket Insurance Costs"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.centerdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_291056255__2___1573051069_74616-300x200.jpg\" alt=\"model of a mouth biting down on money\" class=\"wp-image-236\" srcset=\"https:\/\/www.centerdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_291056255__2___1573051069_74616-300x200.jpg 300w, https:\/\/www.centerdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_291056255__2___1573051069_74616-768x512.jpg 768w, https:\/\/www.centerdds.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_291056255__2___1573051069_74616.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>For people with busy schedules, it can be hard to find time in the day to visit their dentist in Center for a routine checkup and cleaning. Every month they invest in a dental insurance plan and don\u2019t use it, they\u2019re throwing away money and putting their oral health on the backburner, opening the door for serious issues to develop. Many people aren\u2019t aware that most <a href=\"https:\/\/www.centerdds.com\/financing.html\">insurance plans<\/a> expire at the beginning of the new year. Any unused benefits remaining won\u2019t rollover, they\u2019ll be completely lost instead. If you haven\u2019t scheduled your routine visit with your dentist yet, here are three reasons to pick up the phone right now instead of putting it off until it\u2019s too late.\u00a0   <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Save Money on Preventive Care <\/h2>\n\n\n\n<p>Many people don\u2019t know how much financial stress and hassle\ngetting quality preventive care can save them. Tackling problems while they\u2019re\nstill developing is the best way to avoid oral pain and causing additional\ndamage to your mouth. According to a PBS interview of Dr. James Stephens, the President\nof the California Dental Association, for every dollar that\u2019s spent on\npreventive dental services, an estimated 50 dollars is saved on more expensive\nand invasive treatments. <\/p>\n\n\n\n<p>Most dental insurance plans operate under a model of\n100-80-50. That means that they\u2019ll cover 100 percent of the cost of preventive\ncare, including two free semi-annual checkups and cleanings, 80 percent of \u201cbasic\u201d\nservices such as fillings and periodontal disease care, and 50 percent of any\nmajor treatments like root canals and restorations. The sooner you get a\nproblem treated, the less you\u2019ll need to pay out-of-pocket. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Losing Your Unused Benefits<\/h2>\n\n\n\n<p>Each year, your insurance company requires you to pay a certain\namount of money out-of-pocket before they\u2019ll contribute to your dental\ntreatment. Typically, the average deductible is around 50 to 100 dollars per\nperson, annually. Once you\u2019ve paid that amount, you most likely won\u2019t need to\npay anything additional for preventive treatments that are fully covered by\nyour plan. However, at the beginning of the new year, your deductible will reset,\nand you\u2019ll need to pay it again. It\u2019s best to try to reach your maximum and get\nany necessary dental treatments you need before you\u2019ll need to pay\nout-of-pocket again. <\/p>\n\n\n\n<p>According to a study by the American Dental Association, the\naverage American with dental insurance gets about 323 dollars worth of\ntreatments each year. The typical plan has a yearly maximum of 1,250 dollars,\nwhich means that the 164 million Americans that have private dental insurance\nare losing 927 dollars every year because of unused benefits. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fluctuating Insurance Fees <\/h2>\n\n\n\n<p>Just like when you renew your lease at an apartment and your\nrent raises, every time your dental insurance benefits renew, your fees and\ncopayments can change. Instead of taking a gamble and seeing if next year\u2019s\nout-of-pocket costs will be higher or lower, it\u2019s best to use your benefits before\nthey potentially raise. You\u2019ll be glad you did, since it\u2019ll most likely save\nyou money in the long-run.<\/p>\n\n\n\n<p>With a helpful and kind team of dental professionals by your\nside, you\u2019ll be able to navigate through treatment costs and insurance benefits\nwith ease. If it seems too difficult to deal with or you get overwhelmed, don\u2019t\nhesitate to call your dentist in Center. They\u2019ll walk you through your coverage\nand even submit claims for you so there\u2019s less on your shoulders. It\u2019s\nimportant not to forget that as soon as January 1<sup>st<\/sup> rolls around,\nyour benefits will renew, and any unused ones will be lost forever, so schedule\nyour appointment today! <\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Thomas Youngblood has decades of experience under his\nbelt and is passionate about changing his patients\u2019 lives through high-quality\nand thorough preventive dental care. He wants to make the task of navigating insurance\nbenefits easier so his patients don\u2019t feel intimidated to schedule the dental\ntreatments they need. As an in-network provider with most dental insurance\nplans, his team works to maximize each patients\u2019 benefits and answer any\nquestions they may have so their experience is smooth and worry-free. For\nquestions about coverage or to schedule a routine checkup and cleaning before\nthe beginning of the new year, visit Family Dental Center of East Texas\u2019 <a href=\"https:\/\/www.centerdds.com\/contact-us.html\">website<\/a> or call &nbsp;936-427-9070.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For people with busy schedules, it can be hard to find time in the day to visit their dentist in Center for a routine checkup and cleaning. Every month they invest in a dental insurance plan and don\u2019t use it, they\u2019re throwing away money and putting their oral health on the backburner, opening the door [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-235","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Schedule a Dental Checkup Before January To Avoid Out-of-Pocket Insurance Costs - Family Dental Center of East Texas Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.centerdds.com\/blog\/schedule-a-dental-checkup-before-january-to-avoid-out-of-pocket-insurance-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Schedule a Dental Checkup Before January To Avoid Out-of-Pocket Insurance Costs - Family Dental Center of East Texas Blog\" \/>\n<meta property=\"og:description\" content=\"For people with busy schedules, it can be hard to find time in the day to visit their dentist in Center for a routine checkup and cleaning. 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